# Frequently Asked Questions — Let's Talk Relief

> Service by KGOB CPAs & Advisors (Kohari Gonzalez Oneyear Brown PLLC) — a licensed CPA firm.

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## About the Free Report

### Is the report really free?
Yes. Completely free. A licensed CPA at KGOB pulls your complete IRS file, reads every line, and delivers a written report showing exactly what's on your account — balances, penalties, liens, notices, and your relief options. No cost. No subscription. No hidden fees. No credit card required.

### What does the free report include?
- Complete IRS transcript pull (all tax years, all account types)
- State tax account review (where applicable)
- Licensed CPA review of every line item
- Plain-English written report (secure PDF)
- Issue identification and flags
- Relief eligibility assessment
- Prioritized CPA recommendations
- 30-day Q&A access to your reviewing CPA

### Who prepares my report — is it AI or software?
A real, licensed CPA at KGOB CPAs & Advisors (Kohari Gonzalez Oneyear Brown PLLC) personally reviews your records and writes your report. This is not software-generated. This is not AI-produced. It is a professional CPA engagement.

### Why is it free?
KGOB offers the report free because understanding your IRS situation is the first step toward resolution. Many clients who receive their report discover issues that require professional CPA assistance to resolve. KGOB earns revenue from those resolution engagements — not from the report itself.

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## About KGOB

### Who is KGOB?
KGOB CPAs & Advisors is the business name of **Kohari Gonzalez Oneyear Brown PLLC**, a licensed CPA firm based in Charlotte, NC. The firm serves clients in all 50 states and is bound by AICPA professional standards and state board of accountancy regulations.

### Is KGOB a "tax resolution mill"?
No. KGOB is a licensed CPA firm with professional obligations. Tax resolution mills are sales-driven companies that often charge high upfront fees, make exaggerated promises, and use non-CPA staff. KGOB uses licensed CPAs for every engagement, charges based on actual work required, and never makes guarantees about outcomes.

### Do I need to be in Charlotte, NC?
No. All services are delivered remotely. KGOB serves clients in all 50 states — no in-person meetings required.

### What's the difference between a CPA and an enrolled agent for tax resolution?
Both can represent you before the IRS. CPAs (Certified Public Accountants) have broader training in accounting, auditing, and financial analysis — which is valuable when analyzing complex IRS accounts. CPAs are also licensed by state boards of accountancy with continuing education requirements. Enrolled agents are licensed by the IRS specifically for tax representation. For IRS account review and resolution, either credential is qualified — KGOB chooses to use CPAs for the additional analytical depth.

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## About the Process

### How do you access my IRS records?
Via IRS Form 2848 (Power of Attorney and Declaration of Representative). This is the standard authorization used by every CPA, enrolled agent, and tax attorney in the United States. It allows KGOB's CPAs to view your IRS records and communicate with the IRS on your behalf. You can revoke it at any time.

### What is Form 2848?
Form 2848 is the IRS's official Power of Attorney form. When you sign it:
- KGOB can view your complete IRS records
- KGOB can communicate with the IRS about your account
- It does NOT give authority to make changes, file returns, or make payments (unless specifically designated)
- It can be revoked by you at any time

### How long does the report take?
After you sign Form 2848, it goes to the IRS for processing — typically a few business days. Once the IRS releases your records to KGOB, the CPA team completes and delivers your report promptly. You'll be kept updated throughout.

### Do you handle state tax issues too?
Yes. In addition to your federal IRS account, KGOB reviews applicable state tax records — California FTB, New York DTF, Florida DOR, Illinois IDOR, Texas Comptroller, and all other state agencies.

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## About Coverage

### Do you handle businesses and trusts, or just individuals?
All three. KGOB reviews IRS accounts for:
- **Individuals**: W-2, self-employed, freelancers, retirees, non-filers
- **Businesses**: LLCs, S-Corps, C-Corps, partnerships, sole proprietors
- **Trusts & Estates**: Executors, trustees, beneficiaries, fiduciaries

### What IRS notices can your report help with?
All of them. Common ones include:
- **CP14**: Balance due (first notice)
- **CP2000**: Underreported income
- **CP501/CP503**: Collection reminders
- **CP504**: Intent to levy state refund
- **CP90**: Final notice of intent to levy (30-day CDP window)
- **LT11**: Final notice of intent to levy (alternate form)
- **CP91**: Intent to levy Social Security
- **Letter 531**: Notice of deficiency (90-day letter)
- **SFR**: IRS-prepared substitute for return

### Do you handle state tax notices?
Yes. KGOB handles state tax notices from all 50 states including:
- California Franchise Tax Board (FTB) notices and liens
- New York Department of Taxation and Finance (DTF) assessments
- Florida Department of Revenue (DOR) sales tax and income tax issues
- Illinois Department of Revenue (IDOR) deficiency notices
- Texas Comptroller franchise and sales tax assessments
- All other state tax agencies

### Do you handle Form 941 payroll tax issues?
Absolutely. Business accounts often carry Form 941 payroll tax liabilities and trust fund recovery penalty (TFRP) exposure. The report identifies all of these, including personal liability risk for responsible parties (owners, officers, managing members).

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## About Resolution (Separate from Free Report)

### What if my report shows issues — can you help fix them?
Yes. If you want KGOB to step in and work on your behalf with the IRS or state agency — penalty abatement, offer in compromise, installment agreement, levy release, TFRP defense, etc. — that is handled as a separate engagement. Your CPA explains the scope, process, and cost clearly before any work begins. No pressure. No obligation.

### How much does resolution cost?
It depends entirely on your situation — what issues exist, what needs to be done, and how complex the work is. There is no fixed price because every case is different. Your CPA provides a clear proposal before any paid work begins.

### Can KGOB help with offer in compromise?
Yes. If your report shows OIC eligibility, KGOB can prepare Form 656, calculate your Reasonable Collection Potential, prepare financial disclosures (Form 433-A OIC / 433-B OIC), submit the offer, and negotiate with the IRS examiner. This is a separate engagement.

### Can KGOB help with installment agreements?
Yes. KGOB can set up streamlined agreements, partial payment installment plans (PPIA), or non-streamlined agreements requiring financial disclosure. They also reinstate defaulted agreements. This is a separate engagement.

### Can KGOB help with penalty abatement?
Yes. KGOB evaluates first-time abatement (FTA) eligibility, prepares Form 843, drafts reasonable cause letters, and handles penalty appeals. This is a separate engagement.

### Can KGOB stop an IRS levy or wage garnishment?
Yes. KGOB can file CDP hearing requests (Form 12153), negotiate levy release conditions, document hardship exemptions, and obtain emergency relief through the Taxpayer Advocate (Form 911). This is a separate engagement.

### Can KGOB defend against trust fund recovery penalty (TFRP)?
Yes. KGOB analyzes responsible person determination, evaluates willfulness defenses, represents clients during Form 4180 interviews, and appeals improper TFRP assessments. This is a separate engagement.

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## About Security & Privacy

### Is my information secure?
Yes. All information is transmitted using encryption and handled under strict CPA professional confidentiality requirements. KGOB is bound by AICPA professional standards regarding client confidentiality.

### Can I revoke the Form 2848 authorization?
Yes. You can revoke Form 2848 at any time by filing a revocation with the IRS or by sending written notice to KGOB.

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## Getting Started

### How do I get my free report?
Visit https://app.kgob.com/irs-transcript-report, provide your basic details, and sign Form 2848. That's all we need to begin pulling your IRS records.

### What do I need to provide?
- Your name and contact information
- Social Security Number or EIN (for the IRS account you want reviewed)
- Signature on Form 2848 (Power of Attorney)

### Is there any obligation after I get my report?
None. The report is yours — free, with no strings attached. You can use it to resolve things on your own, engage KGOB for help, or take it to any other tax professional.

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**Website**: https://letstalkrelief.com
**Get Started**: https://app.kgob.com/irs-transcript-report
**Firm**: KGOB CPAs & Advisors (Kohari Gonzalez Oneyear Brown PLLC)
