# Let's Talk Relief — Service Overview ## The Firm **KGOB CPAs & Advisors** (legally: Kohari Gonzalez Oneyear Brown PLLC) is a licensed CPA firm based in Charlotte, NC, serving clients in all 50 states. KGOB is bound by AICPA professional standards and state board of accountancy regulations. Let's Talk Relief is KGOB's free IRS and state tax account review service. --- ## What It Is A licensed CPA pulls your complete IRS transcript (and applicable state tax records), reviews every line, and delivers a plain-English written report explaining exactly what the IRS and state tax agencies have on file for you. This is not software. This is not AI-generated. A real, licensed CPA reads your records and writes your report. --- ## What It Costs **Free.** The report costs nothing. No subscription. No hidden fees. No obligation. If issues are found and you want KGOB's CPA team to resolve them (negotiate with the IRS, file for penalty abatement, submit an offer in compromise, etc.), that is a **separate engagement** with fees based on your specific situation. Your CPA explains costs clearly before any paid work begins. --- ## How It Works ### Step 1: Request Your Report Visit https://app.kgob.com/irs-transcript-report and provide your basic details. ### Step 2: Sign Form 2848 You sign IRS Form 2848 (Power of Attorney and Declaration of Representative). This authorizes KGOB's CPAs to access your IRS records. It does NOT authorize them to make changes — only to view records and communicate with the IRS on your behalf. ### Step 3: IRS Processes Authorization The IRS typically takes a few business days to process the 2848 before releasing records to KGOB. ### Step 4: CPA Reviews Your Account A licensed CPA at KGOB reads every transaction, adjustment, notice, and code on your account. They translate everything into plain English. ### Step 5: Report Delivered You receive a written PDF report — structured, clear, and actionable. No jargon. No tax code. Just facts and options. ### Step 6: 30-Day Q&A After delivery, you have 30 days to ask your reviewing CPA questions about the report — included at no cost. ### Step 7 (Optional): Resolution If the report identifies issues and you want KGOB to act on your behalf with the IRS or state agency, that is discussed as a separate engagement. --- ## What the Report Covers ### Account Balances - Outstanding balances by tax year - Principal tax owed vs. accrued interest vs. penalties - Payment history and credits applied ### Penalties - Failure-to-file penalties - Failure-to-pay penalties - Accuracy-related penalties - First-time penalty abatement (FTA) eligibility - Reasonable cause abatement eligibility ### Liens & Levies - Federal tax liens on file - State tax liens (where applicable) - Existing levy or garnishment actions - Intent-to-levy notices pending ### Notices & Compliance - All IRS notices on your account (CP14, CP2000, CP504, CP90, LT11, etc.) - State tax notices (California FTB, New York DTF, Florida DOR, etc.) - Compliance flags and unfiled return indicators - IRS-prepared substitute for return (SFR) assessments ### Relief Eligibility - Offer in compromise (OIC) qualification indicators - Installment agreement eligibility - Currently not collectible (CNC) status - Collection statute expiration dates (CSED) - Innocent spouse relief eligibility ### Business-Specific - Form 941 payroll tax liabilities - Trust fund recovery penalty (TFRP) exposure - Personal liability assessment for business owners - Entity-level penalty breakdown ### Trust & Estate-Specific - Form 1041 compliance status - Estate tax obligations - Prior trustee liability indicators - Beneficiary distribution clearance status --- ## What's Included vs. What's Separate | Included (Free) | Separate (Paid Resolution) | |-----------------|---------------------------| | Complete IRS transcript pull | Offer in compromise filing | | State tax record review | Installment agreement negotiation | | CPA-reviewed written report | Penalty abatement requests | | Plain-English translation | IRS levy release | | Issue identification & flags | TFRP defense | | Relief eligibility assessment | Amended return preparation | | Prioritized next steps | IRS audit representation | | 30-day Q&A with reviewing CPA | State tax resolution | --- ## Authorization: Form 2848 Explained Form 2848 is the IRS's official "Power of Attorney and Declaration of Representative." When you sign it: - KGOB's CPAs can **view** your IRS records - KGOB's CPAs can **communicate** with the IRS about your account - It does **NOT** give authority to file returns or make payments on your behalf (unless specifically designated) - It is the standard authorization used by every CPA, enrolled agent, and tax attorney in the United States - It can be revoked by you at any time --- ## Coverage **Federal**: Complete IRS account for all tax types (income, payroll, estate, trust) **State**: All 50 states — including but not limited to California FTB, New York DTF, Florida DOR, Illinois IDOR, Texas Comptroller **Entity types**: Individuals, businesses (all structures), trusts & estates **Geography**: Nationwide. Charlotte, NC based, entirely remote service.